{"id":94136,"date":"2017-09-27T09:00:46","date_gmt":"2017-09-27T09:00:46","guid":{"rendered":"http:\/\/www.dompick.com\/?p=94136"},"modified":"2020-05-31T19:18:01","modified_gmt":"2020-05-31T19:18:01","slug":"opening-bank-account-spain","status":"publish","type":"post","link":"https:\/\/dompickc-cp5030.wordpresstemporal.com\/dompick.com\/opening-bank-account-spain\/","title":{"rendered":"OPENING A BANK ACCOUNT IN SPAIN WITHOUT BEING A RESIDENT"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">So you\u2019re not a spanish resident but are still looking for a way to open a bank account? Opening a bank account in Spain might look very difficult but it\u2019s really not that complicated, if you follow the simple rules banks have for non-residents.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-286964\" src=\"https:\/\/dompick.com\/wp-content\/uploads\/2020\/05\/A-BANK-ACCOUNT-IN-SPAIN.jpg\" alt=\"\" width=\"300\" height=\"225\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Spanish legislation sets differences between residents and non-residents when it comes to open accounts at banks, foreigners who reside in Spain should present their NIE document to the bank plus the regular requirements to open a bank account.<\/span><\/p>\n<h2><span style=\"font-weight: 400; color: #00afe1;\">Step by step<\/span><\/h2>\n<p><strong>Getting certified<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">First step you must do to open your bank account in Spain is to obtain and present your No-resident certificate, this is given easily by the spanish state department, there\u2019s two ways to solicit it:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Directly with the bank:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Most banks offer the option to help their potential clients get the no-residence certificate. The cost of this operation is around 15 euros. The bank account will not be active until the bank gets this certificate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By going to the General Police Department, a police station or the consulate of your country: <\/span><\/p>\n<p><span style=\"font-weight: 400;\">The person interested in getting the certificate can apply using just the passport and copy of the passport. Usually the procedure can be resolved within 5 days. Once you get the certificate, you can go to the bank and open the account. This will be cleared for use from that same moment and the client will have immediate access to their funds.<\/span><\/p>\n<p><strong>Additional requirements<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">With your non-resident and passport would be enough to open an account, but it depends on the bank, as some might ask for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Monthly income certification.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">References from your local bank.<\/span><\/li>\n<\/ul>\n<p><strong>Other things to keep in mind<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Some differences might apply if you are, or not a resident, such as<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Some banks do not offer credit cards to non-residents.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">For non-residents it is mandatory to renew the non-resident certificate every two years, otherwise, the bank will close the account.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400; color: #00afe1;\">Spanish bank accounts for non residents<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Not so long ago in Spain, banks used to have specific bank accounts for non-residents. Today, all those accounts have vanish as all the accounts have been standardised. Residents and non-residents have the chance the same type of accounts. Only a few banks hold some kind of difference, these are a few:<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">La Caixa<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A few years ago, this bank had an special non-residents account called:: <\/span><i><span style=\"font-weight: 400;\">Servicuenta Estrella No Residentes<\/span><\/i><span style=\"font-weight: 400;\">. Today that account has disappeared and has been absorbed by the Libreta Estrella.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To open an account in this bank, you would need the NIE document and the ID you have from your home country.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Residents and non-residents have the same rights with these accounts. The maintenance is about 12 euros per month.<\/span><\/p>\n<p><b>More info:<\/b> <span style=\"font-weight: 400;\">www.caixabank.es<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Banco Santander<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Just like La Caixa bank, the non-residents only account has vanished from this bank.<\/span><\/p>\n<p>Non-residents from Europe will need their personal ID from their home country and the NIF document. Non-European non-residents will need their passport too.<\/p>\n<p>The 1,2,3 Account is an account free of opening charges.<\/p>\n<p><span style=\"font-weight: 400;\">Among the terms to open this account is the domiciliation of at least 600 euros monthly or recurring deposits, having at least 3 service payments made in the last 3 months and a minimum of 6 uses of your cards in the last 3 months.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This account offers a 1% bonus for local taxes and social security, 2% bonus of groceries and protection insurances, 3% of schools, kindergartens, and colleges. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">It might reach an annual 3% bonus for daily amounts between 3.000 and 15.000 euros.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1% with amounts between 1.000 and 2.000 euros, and 2% between 2.000 and 3.000 euros.<\/span><\/p>\n<p><b>More info<\/b><span style=\"font-weight: 400;\">: www.bancosantander.es<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Banco Sabadell<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">This bank offers the opportunity for a non-resident company with financial needs in Spain to open a bank account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re interested you can contact them via e-mail <\/span><a href=\"mailto:sibc@bancsabadell.com\"><span style=\"font-weight: 400;\">sibc@bancsabadell.com<\/span><\/a><span style=\"font-weight: 400;\"> . You\u2019ll be able to choose between english, german, french and italian for your comfort.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These are some of info you\u2019ll have to provide:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Name of the company<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Social Domicil <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Commercial activities \/ Annual facturation<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Contact info (name, position, email, and phone number.)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Area or city in Spain required to the opening of the account.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reasons why you need the account.<\/span><\/li>\n<\/ul>\n<p><b>More info:<\/b><span style=\"font-weight: 400;\"> www.bancsabadell.com<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-286965\" src=\"https:\/\/dompick.com\/wp-content\/uploads\/2020\/05\/bank-account.png\" alt=\"\" width=\"300\" height=\"208\" \/><\/p>\n<h2><span style=\"font-weight: 400; color: #00afe1;\">Don\u2019t forget when opening a bank account in Spain<\/span><\/h2>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Getting your non-resident certificate<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Having your personal ID from your home country<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Check if there\u2019s any fees to pay to open the account<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Check the maintenance fees<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">If you already have your Spanish bank account, you need a house and we will help you!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>So you\u2019re not a spanish resident but are still looking for a way to open a bank account? Opening a bank account in Spain might look very difficult but it\u2019s really not that complicated, if you follow the simple rules banks have for non-residents. Spanish legislation sets differences between residents and non-residents when it comes [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":94139,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10],"tags":[],"class_list":["post-94136","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mallorca"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OPENING A BANK ACCOUNT IN SPAIN WITHOUT BEING A RESIDENT &#183; dompick<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dompickc-cp5030.wordpresstemporal.com\/dompick.com\/opening-bank-account-spain\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OPENING A BANK ACCOUNT IN SPAIN WITHOUT BEING A RESIDENT &#183; dompick\" \/>\n<meta property=\"og:description\" content=\"So you\u2019re not a spanish resident but are still looking for a way to open a bank account? 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Opening a bank account in Spain might look very difficult but it\u2019s really not that complicated, if you follow the simple rules banks have for non-residents. 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